Redirect to specific server when host is down using DNS

Is it possible to do something like this?:
If the response is a server error (SSL error, no response, server is down, etc) [more than likely because I can’t afford a static IP and my dynamic IP only lasts for 3 days at a time or so and I don’t always remember to fix it]
to redirect to a specific HOSTNAME, it can’t be an IP (because it is redirecting to a crappy secondary shared server that requires a specific hostname)
And I would need a free option to do so as well. I have heard about the load balancing feature, but I simply don’t have the money to afford any extra subscriptions.

Load balancing is the only option to fail over. DNS does not handle failovers.

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